44. New York
New York is a state of contrasts—bustling cities like NYC on one end, and peaceful rural towns on the other. For retirees who want culture, entertainment, and top-tier healthcare, the Empire State certainly delivers.
But it’s no secret that living in New York can be extremely costly. While the base sales tax is 4%, local taxes can significantly increase that number. The total population is over 20 million, including 3.5 million seniors. Where you choose to live in the state makes a big difference in both lifestyle and affordability.
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