10. Michigan
Michigan earns a high spot due to its affordable cost of living—about 12% lower than the national average—and its relatively low taxes. While future tax changes may be on the horizon, the state’s current financial landscape is attractive. Michigan also offers a strong mix of urban living and natural beauty, from bustling cities to quiet, forested escapes.
Bordering the Great Lakes, Michigan provides ample water-based recreation for residents who love fishing, boating, or just relaxing near the shore. It’s home to 10.3 million people, with 1.9 million over the age of 65. The state sales tax sits at 6%.
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