11. Ohio
Ohio combines Midwestern practicality with urban variety. Cities like Columbus, Cleveland, and Cincinnati are full of amenities, yet the overall cost of living is low. Out of 11 million residents, 2.1 million are over 65.
Sales tax is 5.75%, and Social Security isn’t taxed, which is a big plus for retirees. While wages can be modest, the affordability and diversity of living options make Ohio a strong choice.
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