6. Kentucky
With a cost of living 14% below the national average, Kentucky is one of the most affordable states to retire in. Its small towns and rolling landscapes make it ideal for a peaceful retirement. While incomes and healthcare access can be issues, the quality of life is high for those seeking a slower pace.
Sales tax is 6%, and 796,650 of the state’s 4.5 million residents are seniors. Kentucky may lack large cities, but its existing urban centers have personality and offer vibrant cultural experiences.
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